Welcome to the Carnival of Money Pros! Here are some great posts all about…Money! Let’s jump right in.
Glen Craig @ Free From Broke writes Is Gold a Good Investment Right Now? – The economy seems to be doing better but does that mean inflation is not far away? Is now a good time to invest in gold. See some arguments for against gold.
Timothy @ Wealth Artisan writes Square Video Review – Square is a service that allows small businesses to accept credit cards. We did a video review of the Square Credit Card App. If you’re curious about Square and how it works, this review is for you.
Paul Vachon @ The Frugal Toad writes The Coste of Currency: Is it Time to Ditch the Penny? – Is it time to ditch the penny? Since 2006, it has cost the United States Treasury more to produce the penny and nickel than the value of the coins themselves. For 2011, each penny cost American Taxpayers almost 2 1/2 cents while each nickel cost taxpayers 11 cents.
Squirrelers @ Squirrelers writes A Really Dumb Financial Move – Ever make a dumb financial move? I actually made one recently, as shared in the post.
Raj @ eMoneyLog writes How to Achieve Financial Freedom in Four Steps – In this post I explore what ‘Financial Freedom” means to various people and how one can go about to try to achieve it in a methodical manner which requires efforts but will help you achieve financial freedom.
Kevin @ Thousandaire writes How to Save Money on a Date – Save money on your dates by using daily deal sites like Groupon and Living Social to find interesting cheap dates.
Aloysa @ My Broken Coin writes How to Lose Friends and Alienate People – This post is presented by Beaker. If you want to see more posts written by him, make sure to check out Under Beaker’s Microscope tag at the end of this post. Money is very important in our society. We are all working very hard for all the money we can get our hands on.
Daniel @ Sweating the Big Stuff writes Secure Your Future by Developing Multiple Streams of Income – If you are like most people, you work hard at your day job. Maybe you used to make what you considered a good salary, but now, with the economy, your income seems to be dwindling. Perhaps you haven’t gotten a raise in several years, or if you have gotten a raise, you simultaneously face an increase in health.
PITR @ Passive Income To Retire writes Why Quality is Important – Find out why quality content is important to help your site’s traffic grow and how I am changing my writing strategy.
Invest It Wisely @ Invest It Wisely writes Getting Screwed Out of Your Hard-Earned Capital: How CDs and GICs Are Rip-Offs for Long-term Investing – Is there such a thing as a guaranteed rate of return? There seems to be a trend for people to flock to safety by buying certificates of deposit
TRL @ The Retired Landlord writes Important Traits of a Successful Landlord – Find out what it takes to be a successful landlord. Do you have these important traits to make a profit in real estate investing?
Jen @ Master the Art of Saving writes What is Manilla & Why Should You Try It? – Manilla is a free (yes, that’s right! 100 percent free) web based service to make our financial lives more organized and easier to manage.
Crystal @ Budgeting in the Fun Stuff writes Our Food Fight – Month 1 Results – We are trying to cut back our expenses where it won’t hurt much to build up some padding once we close on our new house. Here are our month one results.
John @ Married (with Debt) writes Give Yourself a Raise (No Boss Required) – When my boss revealed how shitty my raise was going to be, it didn’t bother me that much because I already had a plan to give myself a $1,800 per month raise.
Wayne @ Young Family Finance writes Why Hobbies Save You Money – Staying active and finding things that you enjoy can actually save you money. Find out how to define yourself not by the things you buy.
Hank @ Money Q&A writes How A Little Preparation And One Question Saved Me Over $1,000 – I hate buying a new car, but a little preparation and one simple question he me save money buying a new car this time with a little preparation.
Suba @ Broke Professionals writes Should you buy Supplemental Unemployment Insurance – Should you buy Supplemental Unemployment Insurance is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Unemployment is one of life’s setbacks that can seriously damage a person’s financial security. It can happen to anyone, even you.
Linsey @ 1099 Mom writes I Want to Be a Freelance Finance Writer – Today’s “I Want to Be” Series features Miranda Marquit who works from home full-time as a freelance finance writer for many personal finance blogs. To learn what her typical day is like and what advice she has for writers just beginning, read on.
YFS @ Your Finances Simplified writes 10 Common Characteristics of Millionaires You Can Follow – Back in 2007, Forbes Magazine reported that all over the world there are a total of 946 billionaires, and according to Capegemini, a financial consultancy firm, in 2011 there are about 10 million millionaires. All of us probably have this dream of becoming millionaires ourselves, and sometimes we’re left wondering how these once ordinary people manage to make it big.
Debt Guru @ Debt Free Blog writes Basic Rule to Use Credit Cards and Avoid Debt – Find out how to use credit cards and avoid debt all together. It can be summed up in one basic rule, but it often implies much more.
Jeremy @ Modest Money writes Keeping Up With The Joneses In The Digital Age – As the internet has evolved and we truly enter the digital age as a society, the biggest enemy of our personal finances has been quietly growing stronger and stronger. No it’s not inflation. It’s not government taxes. It’s something much less obvious. It’s those pesky Joneses!
Peter @ Bible Money Matters writes Unexpected Expenses Always Seem to Pop Up When They Are Least Convenient: How to Plan for Them – This past week I had a couple of unexpected expenses pop up, right at the most inconvenient time, but luckily, it hasn’t been a huge issue because we planned ahead.
Jeremy Waller @ Personal Finance Whiz writes Top Personal Finance Posts Of The Week – Big Fat J.P. Morgan Losses Edition – Last week JP Morgan Chase announced it was sitting on at least $2.3 billion in paper losses stemming from trading naked credit default swaps. These high risk derivatives are analogous to buying insurance on a house you don’t own – doesn’t make a whole lot of sense.
Ashley @ Money Talks Coaching writes The Envelope System Works: Even on a 10 Year Old – I’ve talked quite a bit about my frustration with my daughter and her lack of concern when it comes to money. She wouldn’t save money to save her life.
Little House @ Little House in the Valley writes Your Money or Your Life Thoughts – I’ve finally gotten around to reading Your Money or Your Life by Vicki Robin and Joe Dominquez which I’ve had in my closet for almost 2 years. I had hesitated reading this book because I really thought that the original publish date was so outdated it would have antiquated personal finance information, but what I’ve found is that even though the data is old, the ideas and concepts behind the book still make sense today.
Amanda L Grossman @ Frugal Confessions writes Do You have a Future as the Woman Who Lived in Her Shoes, or the Man Who Lived with His Tools? – Thirty-Five year old Carrie Bradshaw had a stunning financial realization during an episode of Sex and the City.
Jason @ Live Real, Now writes Reason #45,682 Why It’s Good to Have an Emergency Fund – My mother-in-law died two weeks ago. It’s sad, but I’m not going to get into the emotional devastation that comes with the death of a loved one here. At least, not today. Today, I’m going to talk about the money, but not the funeral expenses. I’m talking about the expense of taking over her stuff. When she died, she was living in her own home, paying her own bills. Now, we have a small stack of expenses we weren’t planning for. She had 2 cars. She actively drove one,
Matt @ Living in Financial Excellence writes If You Feel You MUST Get a Credit Card, Keep These Tips in Mind – Our regular readers know how much I dislike credit cards. Actually, dislike is a really weak attempt at describing how I really feel. Still, there are tons of people who disagree with me and feel they just can’t get by without a credit card. So I figured if you’re going to ignore my advice to stay away from credit cards, I might as well give some tips on finding a good one.
Maria @ The Money Principle writes Politics and economy in the Eurozone part 2 – The immediate response of the markets last week was quite muted. They assumed that with Germany in charge of the Euro and Merkel in charge of Germany, the austerity programmes will continue to the bitter end. Simpletons.
Jeffrey @ Money Spruce writes Setting Financial Goals 101 – The following is a guest post The most fundamental step in setting financial goals is to gain control over your daily financial affairs by setting up and sticking to a budget. Thereafter, you will need to set longer-term financial goals. At this point, you will need to build a financial safety net to ensure financial independence.
101 Centavos @ 101 Centavos writes Career Tips For Young Folks – This is a series of blog posts, dormant for a while, resurrected for a while. These would be career tips #15, #16 and #17, meant for young people entering…
MMD @ MyMoneyDesign writes Yes, People Still Fall for Pyramid Schemes – Do people still fall for get-rich quick schemes? This group of people I came across in OH did. While traveling for business, I stumbled upon a meeting of people at a restaurant who were being given a sales pitch for something that clearly sounded like a pyramid scheme. Here is my story.
Daisy @ Add Vodka writes Life Lessons From My Mother – Yesterday was Mothers Day. You all know that. I don’t live near my mom, so I was sad I wasn’t able to take her out for breakfast or anything like that.
PPlan @ Provident Plan writes Would Jesus Support the Buffet Tax Law? – Find out if Jesus supports the Warren Buffet Tax law and what the Christian response to paying taxes should be.
krantcents @ KrantCents writes How to Finance Your Start Up – The following is a guest post. Starting a new company is an expensive proposition. A new business owner has to pay for land, supplies and employees. Financing all of these purchases is not easy considering there is little revenue coming in.
Don @ MoneySmartGuides writes The Money Conversation for Couples – I found this article at US News. It lists six topics related to money that you should have with your significant other before getting married.
Corey @ Steadfast Finances writes Facing Foreclosure? Here are Some Programs that Might Be Available for You – Here are several programs that you can take advantage of when facing foreclosure. The possibility of foreclosure isn’t without hope to evade it.
A Blinkin @ Funancials writes Convenient Banking Technology – Banking used to be an incredible hassle. I hated going to the bank, waiting in line, making sure that your forms or deposit slip was filled out properly, being lectured by the teller if it wasn’t, having to deal with specific hours…the list goes on and on.
Tushar @ Start Investing Money writes What to Do When an Investment Pays Out – This Post was Originally published at What to Do When an Investment Pays Out on Start Investing Money
MR @ Money Reasons writes Debt Free… Now What? Real Estate – I’ve been debt free for a while now! It’s time to pickup debt to buy assets instead of expenses.
SFB @ Simple Finance Blog writes 6 Hidden Money Wasters – We think of many ways to save but what most people don’t know is that many everyday things that they buy on a regular basis are money wasters.
Grand Per Month @ Grand Per Month writes Are You on Track to Be Wealthy or Poor? – Those that are wealthy define their financial status not by their income, but by their net worth. After all, when you’re 70 years old, what’s going to matter, how much you made each hour or how much you’ve saved over the course of your life? The key is how much you’ve saved over the course of your life.
Robert @ The College Investor writes Can You Get an International Student Loan? – It is estimated that more than 270,000 US college and university students studied abroad last year, while more than 720,000 international students came to the US to study. Here is what you need to know when getting a student loan for these programs.
Robert @ My Multiple Incomes writes The Ultimate Guide to Social Media Backlinks – I will give you some tips on how to execute a social media backlinking strategy that will save your time and effort. Continue reading to see the full list of social media backlink sites, how to use them, and how to save some time!
Van Beek @ Stock Trend Investing writes How to Invest with Stock Options – Investing in stock options is slightly more complex than trading in basic stocks. The two fundamental methods of trading options are buying calls and puts.
Jason @ Work Save Live writes Should You Buy a Car Through CarMax? – Rust buckets, over-sized purses, methods of transportation, and a means of showing worth and status. Maybe it’s needless to say, but there isn’t a topic I detest more. When I hear the word “car” all I can think about are over-priced machines that have gone from performing a function to being status symbols.
Jon the Saver @ Free Money Wisdom writes Why You Should Be Debt-Free on Your Car – There are many reasons why you should be debt free on your car. You can spend the money elsewhere instead of on a car payment.
Sustainable PF @ Sustainable Personal Finance writes Green Tip #242: Sharing Toys – Share toys, keep your baby stimulated but save money.
Eddie @ Finance Fox writes How to Access Cash in a Hurry – Your home is equipped with smoke detectors, and your car carries a spare tire in the trunk, but are you equipped for a financial emergency?
Beating Broke @ Beating Broke writes Are You Rationalizing Your Way Into Debt? – Pay special attention the next time you’re looking at purchasing something. See how many times over the next month, you attempt to rationalize a purchase based on what it will cost per month on credit over what the total price will be. I think you’ll be surprised just how often you use that same sales tactic on yourself.
Lazy Man @ Lazy Man and Money writes What’s Hot and What’s Not from Finovate 2012 – Yesterday I went to Finovate with SVB from The Digerati Life and watched 32 companies present demos of their products. Only five struck me as being of possible interest to people who aren’t bankers looking to invest in other companies. I never would have imagined I’d long for the days of writing “another Mint” in my notes. Here’s a countdown of those top 5:
Earth and Money @ Earth and Money writes Planning a Green Frugal Wedding – Guests – At most weddings, there is a fixed cost associated with every guest that attends – food, dishes, venue, all these things are related to the number of guests that you have. So that begs the question – do you really want to invite your dad’s cousin’s nephew’s boyfriend who winds up getting drunk at the open bar?
KT @ Personal Finance Journey writes Can You Afford NOT to Save for Retirement? – Saving for retirement can be difficult. With the recent increases in the cost of gas and groceries and other basics combined with a loss of income because of the economy (or a lack of raises over the last few years), saving for retirement can seem like a goal that is out of reach.
Corey @ 20s Finances writes How to Increase Net Worth – As many of you know, several months ago, I challenged myself with several short-term financial goals. One of them, which I haven’t talked about too much is to increase my net worth by 50%. For those who don’t know, net worth is the difference between your assets and liabilities.
Kyle @ The Penny Hoarder writes University Will Pay You $3,500 to Eat Only Fast Food for 3 Months – Oh, brother… A new study at Washington University in St.
Ted Jenkin @ Your Smart Money Moves writes The New Credit Card Problem: A College Education – Amidst the many financial and economic discussions happening around the United States, there is a serious issue lurking right around the corner. Although mortgage rates are around their all time low and consumer borrowing appears to be extremely cheap, the interest rate on the popular Stafford federal student loan program is set to double in July since the Senate could not reach an agreement on a reasonable way to keep the rate at 3.4%. If it isn’t obvious at this point, our politicians w
Dave @ Financial Conflict Coach writes How To Map Your Financial Relationships – A Financial Relationship Map helps you create a current snapshot of where your money goes, where it comes from and how strong or weak these financial relationships are. It’s not about numbers- it’s about relationships.
Investor Junkie @ Investor Junkie writes Small Business Marketing Strategy for the Best Results – Thousands of businesses tend to “waste” even more money by advertising an already differentiated product in non-differentiate channels. Here are a few of my least favorite money drains:
Sicorra @ Tackling Our Debt writes Do Side Hustles Really Help You Make Money? – A side hustle can be a way for you to make some extra money so that you can pay off a few bills, or take a short vacation, or save up for Christmas. I bet there are a few good ones in this post that you haven’t heard of yet.
Miss T. @ Prairie Eco Thrifter writes Want to Impress Your New Boss? Here’s How – Bosses don’t want to lay off staff with whom they have a genuine work friendship. Here is how you can get started on the right foot:
Kraig @ Young, Cheap Living writes How to Achieve Balance and Do What You Care About – How well do your values and what you care about line up with what you actually spend your time and money on? My definition of life balance here is based on if you’re doing what’s important to you, or other things which are throwing your balance off.
Emily @ Evolving Personal Finance writes Taxes You Should Be Paying – Have you ever considered paying yourself what you think you should be paying in taxes? If you think taxes are going up, what deductions might you lose and how might that affect your tax burden?
Jeff Rose @ Good Financial Cents writes Best Free Online Checking Accounts – Stop being gouged by ticky tack bank fees. Here are several online banking options that will cut your fees and one that even pays you money back!
Steve Zussino @ Canadian Personal Finance writes Why Facebook should be scared with its Revenue Strategy – We all know the Facebook IPO is happening soon but some big news happened yesterday that, GM (the third largest advertiser in the US) pulled a $10 million dollar order because they figured out that Facebook ads don’t work.
Sean @ One Smart Dollar writes How is My Credit Limit Determined? – Understanding how your credit line is determined can be a great way to start understanding your finances.
Aaron @ Aaron Hung.com writes How to be extraordinary – Have you ever stopped and wonder how people like Mozart, Shakespeare, DaVinci and even Jordan became such an influence in our everyday lives? How is it that they became so creative and talented that it seems almost impossible for anyone to try to be like them?
JB @ My University Money writes Are Banks Really In It For You? – Learn from my mistakes and never assume the banks are in it for you. They aren’t, in fact they make a killing off you so don’t make it easy on them whenever they try to push a product on you.
Young @ Young And Thrifty writes RRSP vs RESP Accounts – There are obviously numerous aspects of each person’s financial situation that will come into play when looking at whether a RRSP or an RESP contribution is right for them.
Kim Luu @ Money and Risk writes How to get a Hot New IPO and Why you did not get one – Ever wonder how you can get shares of a hot IPO – initial stock offering? Here’s the scoop.
Jefferson @ See Debt Run writes How to Choose a Toilet – We examine the entire toilet shopping process, including examining the toilet options, discussing the cost of toilets, and discussing toilet installation.
Khaleef Crumbley @ Faithful With A Few writes 4 Reasons Why I Will Not File For Bankruptcy – To file for bankruptcy is not an easy decision. Even though it has become more common, here are 4 reasons why I will never do it!
Khaleef Crumbley @ Fat Guy, Skinny Wallet writes Planning A Financial Diet – Eat Healthy And Spend Less – Eat healthy and spend less…something that seems impossible However, if you follow these tips you can do both!
Lance @ Money Life & More writes How I Paid for My Hobby – Hobbies are a lot of fun, but there is one thing that prohibits many from taking part in their favorite hobby as much as they would like to. Cost. Hobbies, while fun, can be expensive. In this post I describe how I paid for my hobby.
Boomer @ Boomer & Echo writes How To Pay Off Your Mortgage Faster – When you pay off your mortgage faster, a big part of your household budget will become available to help you achieve your other financial goals.
TTMK @ Tie the Money Knot writes Gender Roles and Big Money Decisions – How do stereotypical gender roles impact financial decisions? This post explores the topic in light of today’s realities.
Glen Craig @ Free From Broke writes United MileagePlus® Explorer Card Review – Fly United Airlines? Then you need to check out the slew of benefits the United MileagePlus Explorer Card offers up to cardholders. See more in our review.
Ray @ Squirrelers writes Sell in May and Stay Away – Sometimes, there are historical stock patterns that catch the eye. Based on this information, should we sell in May and stay away for the summer?
SB @ One Cent at a Time writes How to shop at Garage Sales – A Guide to Garage Sale Shopping – A shoppers guide to garage sales. What to buy, what not to buy and tips for a successful treasure hunt at a garage sale is included in this post.
SB @ Finance Product Reviews writes PerkStreet Platinum Visa Debit Card Review – An honest and case based review of PerkStreet financials Platinum Visa debit card. Read to find out more.