Welcome to the newest edition of the Yakezie Carnival! This is the Dr. Seuss Lorax edition. Have you had a chance to read the book or see the movie yet? So far it is doing very well at the box office. Never heard of the Lorax? Read on for the quick and dirty synopsis!
Ready to be included in the next edition of the Yakezie Carnival? Submit your post here.
Paul Weaver @ Make Money Make Cents writes My Favorite Financial Apps – A list and explanation of my favorite financial apps that make life easier.
Dr. Dean @ The Millionaire Nurse writes Eight Reasons Single Women Buying a Home is Nuts! – Twenty percent of single women own homes, compared to just 10% of single men. Most experts think single women are drawn to the comfort/security that comes from living in your own place. Financially, is buying a home a good idea?
Kraig @ Young Cheap Living writes Attitude – Does it Make a D ifference? – A reflection on my life experiences with a poor attitude as a teenager, turning it around in college and now drastically changing my life for the better with a more positive and inspired attitude in my twenties.
Tyler @ Poor Student writes Housing Options For Students – A description and comparison of the many ways for students to live in school and how they will affect your wallet.
Evan @ My Journey to Millions writes How Much Interest Do I Pay? An Update – In November of 2009 where I sat down and actually calculated how much of my monthly payments were going to interest; again, I repeated this exercise on June 23, 2011. Well it has been another eight months or so, which means it is about time to figure out how much of my money is going to just servicing my debt via interest payments.
Mr. Money @ Smart on Money writes Ready to Refinance? Here’s What You’ll Need – Mortgage rates are low right now. Really low. Indeed, for many homeowners, now is the perfect time to refinance. Credit requirements have loosened up a bit (compared to what they were for a couple years after the financial crisis). As a result, many people are interested in refinancing their homes. Before you head to the bank to look for your refinance, though, you should be prepared.
Kevin @ Invest It Wisely writes Why I Wish I Controlled My Pension – I simply hate the idea that I have to gi ve up so much of my money. I don’t understand how it’s legal for a union to effectively say, “We know how to handle your money better than you do, you have NO CHOICE but to let us handle your pension, oh and we’ll be taking over 3% of your gross income in union dues as well.”
Dave @ Gen Y Finances writes The Saver’s Credit: Do You Qualify? – The saver’s credit allows low and moderate income workers take steps now to save for retirement and earn a tax credit at the same time.
Money Cone @ Money Cone writes A Bank That Is Better Than Ally and ING Direct? – Sure there are banks that offer crazy rates, but almost all of them require you to jump through hoops and if you miss one, the penalties would wipe out any accrued savings. I’m glad to say, I did find one such bank and it passed all my requirements:
femmefrugality @ femmefrugality writes Saving for College Pt. 1 – How to save for your children’s college using 529 accounts and Educational Savings Bonds.
Daniel @ Sweating the Big Stuff writes The Ideal Amount of Savings at Age 30 – I would like to live comfortably in retirement. Just how much do I need to save by age 30 to never have to save another penny for retirement?
Jester @ The Ultimate Juggle writes Make the Most of Your Pay Check – If you want to make your paycheck stretch further every month, you don’t have to play the lottery and hope for the best. There are plenty of everyday things you can do!
Mich @ Beating The Index writes Stock Trades: Sold TriOil Resources – Today, I sold 1,000 shares of TriOil Resources (TSXV:TOL) from my HELOC account. In at $3.11, out at $3.78, profit equals over 21.00 Percent, after commissions charges.
krantcents @ KrantCents writes The 3 F’s of Success – The 3 F’s of Success is the Sixth in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made!
Tushar @ Start Investing Money writes Could You Invest in a Business? – This Post was Originally published at Could You Invest in a Business? on Start Investing MoneyWhen we think about investments we often think about stocks, shares and different forms of bank accounts. But what about investing in a business? Could this prove to be one of the best ways to invest your money for a go od return in the future? What type of business should you invest in?
YFS @ Your Finances Simplified writes How To Get Rid of Your Student Loans Without Paying or Ruining Your Credit! – The only way I know that you can get rid of student loans is through the process of Permanent Disability Discharge, in which individuals get assistance in paying off the amount of their education loan. However, there is a strict guideline as to who can qualify…
Hank @ Money Q&A writes The Dangers Of A Tax Refund Anticipation Loan – With a little bit of prior planning, there are other options that you can take in order to avoid a tax refund anticipation loan. You do not ha ve to use a tax refund anticipation loan with its high fees and interest rate.
FG @ Financial God writes A Frugal Manifesto – I have seen far too much hate for frugality and frugal people these days. I consider myself a frugal person, even though I don’t make my own toilet paper, soap, nor laundry detergent. Does being frugal mean that we all have to go to extremes?
Amanda L Grossman @ Frugal Confessions writes A Frugal Date for Long Distance and Near Distance Couples – Most of my relationship with Paul has been long distance. We met in Japan in our 20s, fell madly in love, and spent the next several years traversing the globe
Don @ MoneySmartGuides writes How To Pay Off Your Mortgage Early – Your house is for most, your largest expense. Not only in terms of the size of the monthly payment, but also in terms of time.
Dividend Ninja @ The Dividend Ninja writes When Issuing A Dividend Can Be Dangerous – A dividend can actually be a huge red flag depending on where the company gets the money for it. If you know what to look for, a company paying or increasing its dividend is not always a good sign. How does your favorite dividend paying company get the money for those annual or quarterly payments?
Eddie @ Finance Fox writes 5 Advantages of Comparing Products Online – Online comparison sites often open up their pages to comments from product users. Rather than relying solely on the claims from manufacturers, you have the ability to hear from people who have actually purchased and used these items in their homes.
Erika @ Newlyweds on a Budget writes Custom Wavefront PRK – A review of the Custom Wavefront PRK procedure at the Chao Vision Institute in Irvine and Orange County.
Dana @ Not Made of Money writes The Best Tips for Automating Your Finances – The most common area for people to struggle in their lives is with their finances. Remembering to pay bills on time, putting paychecks in the bank and keeping everything running smoothly can be impossible with the responsibilities present in everyday life. Unordered finances lead to bounced check fees, overdraft fees, late fees and other problems.
Aloysa @ My Broken Coin writes Save Time and Money by Organizing Your Finances – Ashley over at Money Talks provided details how to save time and money by organizing your finances.
Kanwal @ Simply Investing writes Want To Increase Your Investment Income With Dividends? – Are you looking to increase your investment income? What is the simplest and quickest way to increase your earnings? Dividends! Not just any dividends but dividends that increase regularly. In this article let’s take a look at the power of dividends and some recent dividend increases.
Kevin @ Thousandaire writes Used Appliances are The Best! – Don’t buy expensive new appliances. Use someone else’s old appliances and save tons of money
A Blinkin @ Funancials writes Fat Wallet Tuesday – Happy Mardi Gras to all! For those who aren’t familiar with this raging holiday, Mardi Gras is french for Fat Tuesday. Excluding the exchange of beads, there is a lesson to be learned here! Fat Tuesday refers to the practice of the last night of eating richer before the ritual fasting of Lent.
Jeremy Waller @ Personal Finance Whiz writes How to Deal With Creditors When You Can’t Pay – Despite the harsh lessons that were taught to us by the Great Recession, it seems that we haven’t quite gotten the message about the dangers of overleveraging!
Andrew @ 101 Centavos writes More on Investing in the Basics: Chocolate – Ask any lady about the bare necessities of life, and chocolate ranks way on up there. Food, fire and shelter… and fudge brownies!
Corey @ 20s Finances writes Living With Parents after Graduation from College – In preparation for graduation from college, I am sure many college students have big plans. They plan to get a job immediately after college and perhaps buy their own home soon after that. Maybe living with your parents can help you with this goal.
Suba @ Broke Professionals writes I Want To Quit My Job: Leaving Work Without Burning Bridges – The day I finally decided to quit my job was one of the most exhilarating – and terrifying. Here’s what I learned about giving two weeks notice.
Steve @ Money Infant writes What’s Love Got to Do With It! – One of the long standing personal finance questions is Buying vs renting a home. Let’s take a look at the financial wisdom of buying a home versus renting.
SFB @ Simple Finance Blog writes Why Index Funds Will Always Beat Active Managed Funds – There are basically two types of funds. The first is the ‘active’ managed fund and second the passive or the ‘index’ fund. Which is better? And why?
PITR @ Passive Income To Retire writes Investing Without Investment Experience – Investing your mone y can be one of the best ways to generate a passive income, depending on the type of investment which you choose to make. Many people believe that they will need to have significant experience in investing in order to generate a profit as an investor, but this is not necessarily the case.
LaTisha @ Financial Success for Young Adults writes Stop, Limit, Profit and Loss – Trading with the protection of stop-loss and profit-limit orders.
Jeffrey @ Money Spruce writes Tax Hack: Use Premium Features of Turbo Tax For Free and Save – Turbo Tax has many premium features that you can use for free while calculating your refund. Follow these steps to use Turbo Tax without paying a thing.
Kyle @ The Penny Hoarder writes How to Save More Money & Play the Lottery for Free – My significant other and I rarely have disagreements over our finances, but the one spending habit that we disagree on is whether to play the lottery. I know it’s only a few bucks a week, but it irks me to throw money at what I believe is a waste.
Wayne @ Young Family Finance writes Creative Ways to Save on Your Wedding – Need creative ways to save money on your wedding? Here are a few ways that everyone needs to know as they prepare for their wedding day.
KT @ Personal Finance Journey writes 5 Ways to Save Money at Starbucks – The latte factor is a term coined by financial author David Bach to describe daily, wasteful spending. For those of us trying to save more and lessen or consolidate debt, knowledge of the latte factor can cause a sense of guilt as we slyly shuffle into a Starbucks to spend our hard earned money. On the weekend,
Shaun @ Smart Family Finance writes Smart Family Finance Mortgage Basics: Lifetime and Reverse Mortgages Explained – While a lifetime mortgage is not right for everyone, it can be a viable alternative for retirees who want a larger fixed income for no additional monthly expense.
Jason @ Work Save Live writes Pros and Cons of Online Banks – What is an Online Bank? An online bank is much of what it sounds like. It is a bank (in most terms that we classify the normal banks) that you access and utilize online.
Daisy @ Add Vodka writes Individual Opportunity Costs – Everyone has a price. At work the other day, we were playing the ‘what if’ game, after a particularly horrifying happening on Fear Factor. It was along the lines of ‘Would you ever cheat’?
MR @ Money Reasons writes Blaming Your Credit Card Debt On Your Spouse – Do you blame your credit card problems on your spouse? Are you sure they are really the problem? My friend thought so too, but it wa s really him…
Jen @ Master the Art of Saving writes Tax Refunds- The Good, The Bad and Why We Get One Anyways – Financial experts along with many personal finance bloggers frown upon getting tax refunds. Why? They actually have a valid point—why loan the government money?
Ryan @ Early Retirement Investments writes Avoid These Investments that Don’t Keep Pace with Inflation – If you invest in investments that don’t keep pace with inflation, you are investing in a vehicle that is a money loser than a money winner!
John @ Married (with Debt) writes Spend Less than You Earn – To spend less than you earn is the most important personal finance rule, and the hardest to master. Join us as we learn how and why.
Jon Rhodes @ Affiliate Tips writes How To Make An Amazing Blog Post – This article give loads of hints and tips on how to make a better blogpost.
Thad Puckett @ ThadThoughts writes iPhone Fitness and Exercise Apps – A look at two iPhone apps I use to stay fit and eat right.
Beating Broke @ Beating Broke writes Would Y ou Be Better Off Single (Financially) – There are, undeniably, some benefits to being married. Both financially, and otherwise. But, are there benefits to being single as well? Would you be better off single?
Jason @ Live Real, Now writes How to Maximize Your Income and Minimize Your Expenditures – You need to both maximixe income and reduce expenditure – both sides of the coin. There are plenty of ways to do this when you start thinking, so be creative and start thinking outside the box.
Eric @ Narrow Bridge Finance writes Why I Don’t Balance My Checkbook – We have been told that we need to balance our checkbooks for decades. This common advice is given with the best intentions. We are told tha t by tracking our transactions, we are protecting ourselves from overdrafts and ensuring nothing unauthorized happens in our accounts. That is true, but there are better ways to do all of that.
Justin @ Money Is the Root writes Blog Goals and Updates 2012 – #8 – My goal is to reach earnings of $30,000 from all blogging related activites in 2012. (This is $2,500 per month average, I accomplished this in January, but fell short in February…good thing I already have some earnings built into March!)
Evan @ Smart Wealth writes What To Do with the Tax Return? – This year we are getting back a decent amount and we started wondering what we should do with our refund. Here are some of the options we are considering.
Cash Flow Mantra @ Cash Flow Mantra writes Progress on Discover Card Debt – If I can continue to make my regular payment and an extra payment each and every month, I should have the Discover card paid off by roughly the end of September. Of course, if I can actually grow my earnings which I should be doing since I am part of the $30,000 online income Challenge, I will be able to get it paid off even quicker and begin working on the next credit card with the regular payment plus extra blogging income.
Rick @ Invest In 2012 writes Why Markets Go to Extremes – Markets are getting more and more volatile is time goes on. Here’s my post explaining why markets move in huge waves
Jeffrey @ Saving Advice writes Be Young, Be Frugal – I was pretty young when I got serious about saving money and being more frugal. I didn’t do it with some grand notion of preparing for my old age or anything, I just wanted more money for emergencies and to give me more choices in terms of where I might live and work. Looking back, though, I understand now why starting young was the smartest thing I could do.
Suba @ Wealth Informatics writes How to negotiate salary even in a tough economy – Most of the times general tips on negotiating better salary don’t work, because we have a lot of personal barriers. Here is a step by step guide to persuade the employer to offer you a higher salary without taking yourself out of the running for the job
Robert @ My Multiple Incomes writes Blogging is Easier If You’re Single – I’m come to the conclusion that blogging is easier if you’re single. Don’t believe me, read on!
Robert @ The College Investor writes 4 Finance Tips I Wish I Knew at 18 – Looking back at the fun age of 18, I wish I had learned these key financial lessons early on.
Little House @ Little House in the Valley writes The Glass Is Half Full: 3 Out of 4 Americans Have More in Savings than Debt – Recently, an article was posted on Life, Inc. that stated 1 out of 4 Americans have more credit card debt than they do in savings. But I’m a “glass is half full” kind of thinker and see this quite differently:
Super Frugalette @ Super Frugalette writes How to Estimate Your Taxes for 2012 – When I read how many people are receiving refunds for 2011, I have to ask myself why would anyone want to do that…when you can have your money an entire year earlier? I have come to realize that many people have no idea how to anticipate their upcoming taxes and make the necessary changes on their W4. Here are the 10 steps to figuring out your 2012 taxes.
Kay Lynn @ Bucksome Boomer writes Life after Debt – I made the last payment to Sallie Mae (student loan servicing company) today. It was the last debt, and the biggest, so by the time I got to it with the debt snowball the monthly payment averaged $2,000. That motivated the budget makeover recently as we figured out where to allocate those funds.
SB @ Finance Product Reviews writes Chase Saphhire card review – Review of Chase Sapphire Card. A travel rewards card.
Drew Snyder @ Epic Finances writes Aldi Shopping Store, Is It Cheaper Than Kroger? – A look at Aldi shopping store versus Kroger as to how much you actually save on your grocery store shopping. Is Aldi’s really that much cheaper?
SB @ One Cent at a Time writes How to find job through social media – How can you enhance your social networks to help get new job ? Find few great tips to use social media as your next job search engine. Learn how to be visible to your future potential employers.
PK @ Don’t Quit Your Day Job… writes More on the Public/Private Sector Pay Gap… – There is a pervasive gap in the compensation of private and public sector employees, and this article aims to blow the tarp off that little fact! Read on for an examination of pay practices.
Mark D. Cook @ Pathway to Trading writes Blockbuster Investment Prompts Career Smash Hit – U.S. Investment Champion and “Stock Market Wizard” Mark D. Cook reminisces about the first stock he ever purchased; sparking a very lucrative trading career.
Brent Pittman @ On Target Coaching wri tes CrossFit Your Finances – What the sport of CrossFit can teach us about personal finances.
J.P. @ Novel Investor writes What Type Of Investment Strategy Should You Use? – People are constantly on the lookout for the perfect investment strategy. That Holy Grail of constant profitable returns. Here’s a few strategies to consider while investing.
Miss T. @ Prairie Eco Thrifter writes Minimize Your Impact on the Environment with Your Finances – Have you ever considered saving money to be more “Green”? Well actually it is. The simplest way to save money, and to help the environment is not purchase items that you don’t need. Many people, including myself forget that part.
Matt @ Living in Financial Excellence writes In Business You Cannot Do It Alone – The one piece of advice I would give to someone who was starting a business would be to get into community with other like-minded people.
Lisa @ Thriftability writes Make Money Recycling Your Stuff for Cash – Electronics represents the prime category with respect to getting cash for recycled items. However, there are some other possibilities. You might be surprised what you can find.
Everything Finance @ Everything Finance Blog writes What I Learned about Money from Dr. Seuss – Dr. Seuss isn’t the first person you’d think of when personal financecomes to mind, but his books offer great advice related to money. Even as an adult, the advice speaks volumes.
Investor Junkie @ Investor Junkie writes Current Stock Broker Promotions – Via various promotions, online discount stock brokers are always trying to entice new customers, or lure them from existing brokers. I’ve listed the most popular promotions below, and links to our various promotion pages.
Steve@thelooniebinblog @ The Loonie Bin Blog writes TFSA vs RRSP: Which one works for you? – Only you can decide if an RRSP or a TFSA is better.
Paul Vachon @ The Frugal Toad writes Home Affordable Program – HAMP – The Home Affordable Modification Program or HAMP, was created to help homeowners who are facing foreclosure keep their homes. This important loan modification program comes at a time when many homeowners are struggling to make ends meet.
Philip Taylor @ PT Money Personal Finance writes Dropbox and My Paperless Office Solutions – Tools that I use to keep my business as “paperless” as possible.
Paul @ Make Money Make Cents writes The Bank Robbed My CD – Taking a look at the pathetic interest rates that banks are offering on CD’s
Matt @ RamblingFever Money writes Don’t Be a Cheapskate While Dining Out – There is nothing wrong with being frugal, and saving money to improve your personal finance situation is a good thing. But, when it comes to eating out, I have to respectfully disagree with most of the frugal advice. In fact, I would go so far as to say that frugality while dining out is a contributing factor to some of the bad economic times.
AverageJoe @ Average Joe’s Money Blog writes Budget Spreadsheet on Steroids: A Mint Review – Used well, Mint can speed up the budget process for a busy family.
Penny Golightly @ TotallyMoney writes Living with debt: Coping with shame – An article about coping with debt.
Kari @ Small Budget Big Dreams writes Is Your Bill Basket Making You Broke? – Is your bill basket a hot mess? Are you bills strewn across the house unopened, or opened and tossed in the basket? Have you ever lost a bill or forgot to pay a bill because you couldn’t find it? If you answered, “Yes” to one or more of the questions above, your bill basket might be making you broke!
Edward Antrobus @ Edward Antrobus writes Tax Reform Needs to Start with the W-4 – My personal income tax reform plan: change the w-4 to better capture the realities of two income families.
Savvy Scot @ Savvy Scot writes Our Wedding in Thailand Explained – The story of why we chose to get married in Thailand over the UK.
The Happy Homeowner @ The Happy Homeowner writes Confessions of a PF Blogger: Powerless – This post is part of my Confessions of a PF Blogger series where I’m recounting my financial past. In this edition, I elaborate on the time I spent as a homeless, jobless person and how I was able to bounce back.
Sicorra @ Tackling Our Debt writes Is It Too Early to Start Planning a Cash Only Christmas? – Do you find Christmas to be overwhelming because you spend too much? Why not plan a cash only Christmas and avoid all the stress of too much spending?
Melissa @ Mom’s Plans writes Debt Snowflake Challenge #9, Don’t Give Up When Progress Slows – If you don’t make much progress for a week, or a month, or two months, don’t give up. As long as you aren’t incurring new debt, you are heading in the right direction, albeit slower than you would like. But you’ll get there.
Kraig @ Young, Cheap Living writes Thoughts as Dow Closes Above 13,000 Again, Finally – I honestly don’t know if this means the economy is recovering, but I’m starting to feel better about it and I bet so are a lot of other people in this country as well. I’m also starting to feel like I’m missing out on the earnings by not having my money in the market and I discuss more on my thoughts here.
Jon the Saver @ Free Money Wisdom writes Making Term Life Insurance a Worthwhile Investment – Is life insurance really worth it? Instead of treating it like a burden, why not treat it like an investment? Life insurance is important.
John @ Passive Family Income writes My Weight Loss Program Update #3 – This is an update to my weight loss program
Ashley @ Money Talks Coaching writes How Does Your “Money Style” Affect Your Life – What is your money style? According to Wife.org there are 3 basic money styles; hoarder, avoider, or splurger. If you don’t know what your money style is you can take the quiz over on Wife.org. I don’t even need to take the quiz. I know I’m a hoarder. What are you? Think about your money style.
Crystal @ Budgeting in the Fun Stuff writes Our Meeting with a Tax Lawyer – As I have mentioned, Mr. BFS and I really didn’t know how we were going to proceed tax-wise now. So we scheduled a one-on-one m eeting with a tax lawyer.
Thanks for a great carnival!